Terms And Conditions of Use

The Web site www.abcnorcaltrust.com is made available by Associated Builders and Contractors Northern California (ABC NorCal) and HUB International (HUB). These are the terms and conditions under which you may use this website. Please review these terms and conditions carefully. By using this website you agree on your own behalf and on behalf of your organization, if any, to be bound by these terms and conditions.

Where the word “you” or “your” appears in the remainder of these terms and conditions it shall be deemed to include both you and your organization, if any. If you do not accept the terms and conditions stated here, do not use this website. ABC NorCal and HUB may revise these terms and conditions at any time by updating this posting. You should visit this page periodically to review these terms and conditions because they are binding on you.

Notwithstanding any language to the contrary, nothing contained in or through the website constitutes, nor is intended to constitute, an offer, recommendation, inducement, promise, or contract of any kind. This website is for informational purposes only and is not intended to provide, nor should anyone consider that it provides, specific medical, business, legal or other advice. Such advice should only be rendered in reference to the particular facts and circumstances appropriate to each situation. ABC NorCal and HUB encourage you to contact appropriate professionals and consultants to assess your specific needs and circumstances and to render such advice accordingly.

The Web site includes links to non- ABC NorCal and HUB information and references to unaffiliated organizations. These links and references are provided as a courtesy and convenience to visitors. Such links and references are not intended to, nor do they constitute, ABC NorCal’s and HUB’s endorsement of the linked materials or referenced organizations or their views. The advice and views found at such links does not necessarily reflect the advice and views of ABC NorCal and HUB, or their  officers, directors or associates, and ABC NorCal and HUB shall not be liable for any damages arising out of your use of any information from linked materials or a referenced organization.

Your Use of Web Site Contents

ABC NorCal and HUB authorizes you to view, copy, and reproduce for your own internal use any of the Materials (defined below) on this Web site provided that you agree to and abide by the terms and conditions contained herein.

The contents of this Web site, such as text, graphics, images, trademarks, and other content (“Materials”), are protected by United States and international copyright, trademark, and other intellectual property laws, and are owned or licensed by ABC NorCal and HUB. Unauthorized use of the Materials may violate such laws. You must retain all copyright and other proprietary notices contained in the original Materials on any copy you make of the Materials. You may not sell or modify the Materials or reproduce, display, publicly perform, externally distribute, or otherwise use the Materials in any way for any purpose other than as expressly permitted. The unauthorized use of the Materials on any other Web site or in a networked computer environment for any purpose is prohibited. Except as specifically stated on the Web site, nothing on this Web site shall be construed as granting any license under any intellectual property rights, whether by estoppel, implication, or otherwise. All rights not specifically granted herein are hereby reserved by ABC NorCal and HUB.


The content provided on this site is presented as a courtesy on an “as is” basis to be used only for informational purposes and is not represented to be error free. ABC NorCal and HUB makes no representations or warranties, express or implied, of any kind with respect to this site or its content, such representations and warranties being expressly disclaimed. ABC NorCal and HUB do not warrant that the functions contained in the Materials will be uninterrupted or error-free, that defects will be corrected, or that this site, the server that makes it available or any advertised or hyperlinked site are free of viruses or other harmful components or that the Web site, server(s), and advertised or hyperlinked sites will be accessible at all times. Moreover, ABC NorCal and HUB do not represent or warrant that the content of its Web site is accurate, complete or current for any specific or particular purpose or application.

Limitation of Liability

In no event shall ABC NorCal and HUB, their officers, directors, associates, affiliates, or any third parties mentioned at this Web site be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use, inability to use or reliance on the Web site, whether based on warranty, contract, tort, or any other legal theory, and whether or not ABC NorCal and HUB are advised of the possibility of such damages.

Choice of Law and Forum

These Terms and Conditions are governed by the laws of the State of California. You hereby agree to submit to the exclusive jurisdiction of the courts of the State of California.

Contact Us

If you have any questions about these Terms and Conditions, please contact us.

Privacy Statement

ABC NorCal and HUB take the privacy of our visitors very seriously, and maintaining your privacy is important to us. The following statement will help you understand how, and to what extent, ABC NorCal and HUB collect and use the personal information you provide to us on our Web site. Please note that this policy applies only to our Web site and not to other organizations’ Web sites. Your browsing and interaction on any other Web site, including Web sites which have a link on the ABC NorCal or HUB Web sites, is subject to that Web site’s own rules and policies. We suggest that you access these other Web sites’ policies regarding their own data collection practices.

What Information Do We Collect?

You can visit this site without providing any information about yourself or your organization. You may, however, provide us with the following types of information: (1) personal information you knowingly choose to disclose that is collected on an individual basis (through the Web site’s “Contact Us” web page), and (2) non-personal information acquired via log files (described below). When you provide such information to us you are agreeing to share that information with Associated Builders and Contractors Northern California, its agents, representatives, and affiliates.

Contact Us

In connection with “Contact Us” submissions, we ask for contact information such as an e-mail address and a name. This initial contact information may be used by Associated Builders and Contractors Northern California, its agents, representatives and affiliates to send you information regarding the Web site, our organization, and our services.


When you submit personal information to us during the “Contact Us” process at the Web site, the email communications may not be secure unless you are advised that security measures will be in place prior to you transmitting the information. For this reason, you should not send confidential or other sensitive personal information to ABC NorCal and HUB through an unsecured email.

Log Files

As is true of most Web sites, ABC NorCal and HUB gather certain information automatically and stores it in log files. This information includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, and the pages you view on our Web site. We use this information to better understand how our Web site is used and how we can improve our site to provide visitors with an optimal experience and quick access to the information they seek. ABC NorCal and HUB do not link the information it collects to any of your personal information.

The personal information you provided to www.abcnorcaltrust.com is used to communicate to an individual who has requested information about ABC NorCal and HUB or to inform individuals about ABC NorCal and HUB events and services. Except as required by law or judicial order, ABC NorCal and HUB do not share information collected about individual users with any third party.

Your Consent

By using the Web site, you consent to the collection and use of information by ABC NorCal and HUB as outlined in this Privacy Statement. If we decide to change our privacy policies and procedures, we will post those changes on this page so that you always have the opportunity to be aware of what information we collect, how we use it, and under what circumstances we may disclose it.

Contact Us

If you would like to be removed from ABC NorCal and HUB mailing lists, or if you have any questions about this Privacy Statement or our information collection and usage policies, please contact us at:

HUB International, 9855 Scranton Road, Suite 100, San Diego, CA 92121
Associated Builders and Contractors Northern California, 4577 Las Positas Road, Unit C, Livermore, CA 94551